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Looking for deeper insight into markets?  In tonight’s Closer sent to Bespoke Institutional clients, we begin, with a recap of Coinbase’s (COIN) direct listing as well as a review of decile performance of the Russell 3,000.  We then turn to a note on earnings estimates and an update of our Beige Book Index.  Next, we review the decline in mortgage applications and what are the drivers of that decline.  We close out with a recap of this week’s EIA data.

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