Each month, Bespoke runs a survey of 1,500 US consumers balanced to census.  In the survey, we cover everything you can think of regarding the economy, personal finances, and consumer spending habits.  We’ve now been running the monthly survey for more than two years now, so we have historical trend data that is extremely valuable, and it only gets more valuable as time passes.  All of this data gets packaged into our monthly Bespoke Consumer Pulse Report, which is included as part of our Pulse subscription package that is available for either $39/month or $365/year.  We highly recommend trying out the service, as it includes access to model portfolios and additional consumer reports as well.  If you’re not yet a Pulse member, click here to start a 30-day free trial now!  Below we highlight the results of a question we ask regarding feelings towards personal finances compared to a year ago.  This is one of literally hundreds of data points included in each monthly report.

Each month we ask our survey participants to rate their feelings towards their personal finances versus one year ago.  As shown, after hitting a two-year high earlier this year, this reading has actually been trending lower.  There was definitely a lot of uncertainty for consumers heading into the election, but our November survey ran right after the election, and it still ticked lower.  So while a lot of economic data points that have come out over the last few weeks have shown a big boost in consumer and investor sentiment, this specific reading on personal finances is a bit of an outlier.  We’ll certainly be interested to see how this reading looks in our December survey due out in a couple of weeks.

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